does it work?
Once you know what product(s) you wish to purchase and you
want to finance, you're ready to proceed.
1) Fill out the easy application here.
Within a few minutes you'll have several offers to
2) Select the lender you want to go with and
accept their agreement and provide any additional paperwork
3) The lender then arranges to send you funds
(usually straight into your bank account) within 24-48 hours.
Will this application affect my credit
Flexxbuy's network of lenders use a 'soft
pull' on you to make their approval decision within seconds
or minutes. This does not affect your credit score.
If you ARE approved after the soft pull, then the lender you
decide to go with (you will have competing offers!) will run
a 'hard pull' with your permission. This WILL show as
an inquiry on your credit reports.
What is a
soft credit inquiry?
Soft inquiries (also known as “soft pulls” or “soft credit
checks”) typically occur when a person or company checks
your credit as part of a background check. For example, this
may occur when a credit card issuer checks your credit
without your permission to see if you qualify for certain
credit card offers. Your employer might also run a soft
inquiry before hiring you. Unlike hard inquiries, soft
inquiries don’t affect your credit scores. (They may or may
not be recorded in your credit reports, depending on the
credit bureau.) Since soft inquiries aren’t connected to a
specific application for new credit, they’re only visible to
you when you view your credit reports.
What is a hard credit inquiry?
Hard inquiries (also known as “hard pulls” or “hard credit
checks”) generally occur when a financial institution, such
as a lender or credit card issuer, checks your credit when
making a lending decision. They commonly take place when you
apply for a mortgage, loan or credit card, and you typically
have to authorize them. A hard inquiry
could lower your scores by a few points, or it may have a
negligible effect on your scores. In most cases, a single
hard inquiry is unlikely to play a huge role in whether
you’re approved for a new card or loan. And the damage to
your credit scores usually decreases or disappears even
before the inquiry drops off your credit reports for good
(hard credit checks generally stay on your credit reports
for about two years).
Source: (read more)
What are the payment terms?
This of course
will be determined by each person's application and terms
chosen. Rates as low as 3.99% for good credit.
12-60 Month loan terms. Weekly, monthly payments. To get a rough idea of
payments might be, you can use Flexxbuy's payment calculator
with this link.
This screen shot
is for a $1300 loan. (The price of our ReBuilder Model
This screen shot
is for a $5000 loan. (The price of our Rife Machine
what are you waiting for? Take 5-10 minutes to get